Deliveries
Card at the door — no cash rounds, no terminal handed between drivers.
Hesabe SoftPOS
The terminal already
in your pocket.
Accept KNET debit and Visa/Mastercard credit on a phone — no extra hardware, a fraction of the setup cost, and the leanest in-person rates on our published schedule.
- ✓ Zero extra hardware
- ✓ 25 KWD setup
- ✓ KNET from 1.5%
Hesabe SoftPOSReady
KD 8.750
📲
Hold the customer's card near the phone
✓Last paymentKNET · 11:24 AMKD 14.000
✓Approvedcontactless · 1.2s
1.5% + 0.100 KWDpublished KNET rate0extra hardware to buy, lose or break
1.5%KNET rate + 0.100 KWD
25 KWDone-time setup — half a terminal's
5.5 KWDdaily plan when you need it
Features
Lighter than a terminal, just as serious
Made for movement
Sell wherever the customer is
Deliveries, pop-ups, exhibitions, home services — SoftPOS travels with your team. Each contactless payment settles into the same dashboard, reports and refund flows as the rest of Hesabe.
- ✓Instant staff onboardingAdd team members as sub-users with custom permissions.
- ✓Real-time visibilityEvery tap appears in reports the moment it happens.
- ✓Updates ship like softwareNo device swaps, no downtime.
Field team — today4 active
YAYousef A. · Delivery 12Salmiya · 2:10 PMKD 8.750
MHMariam H. · Pop-upThe Avenues · 1:48 PMKD 22.000
FSFaisal S. · Home serviceJabriya · 1:15 PMPending
The economics
Nothing to lose or break — literally
Because there is no extra device, the published schedule lists no replacement fees, no loss fees and no damage assessments for SoftPOS. The leanest way to take cards in person.
- ✓N/A on hardware feesReplacement, loss and repair simply don't apply.
- ✓Plans that flexDaily 5.5 KWD · Monthly 15 KWD · Annual 180 KWD.
SoftPOS vs terminalPublished fees
25 KWDSoftPOS setup
50 KWDterminal setup
1.5%SoftPOS KNET
2.5%terminal KNET
Where it shines
Anywhere your business goes
Pop-ups & events
A daily plan and a phone make any stall a card-accepting store.
Home services
Technicians collect on completion — payment confirmed before they leave.
Salons & studios
A second checkout when the counter queue builds — every chair can collect.
Queue busting
Staff walk the line and take payment before customers reach the till.
Wholesale routes
Reps settle invoices on the spot at every stop — reconciled centrally.
How it works
Three taps to your first payment
Activate
One-time 25 KWD setup on your Hesabe account — pick a daily, monthly or annual plan.
Enter the amount
Type the amount on the phone and hand it to the customer — or let your team do it as sub-users.
Tap to pay
The customer holds their card or wallet to the phone. Approved, receipted, and in your reports instantly.
Pricing
The leanest in-person rates
Fees and commission structure as per Central Bank of Kuwait — Effective July 29, 2025.
KNET debit
1.5% + 0.100 KWD
Per contactless transaction.
Visa · Mastercard
3.0% + 0.100 KWD
Per credit-card transaction.
Subscriptions
5.5 / 15 / 180 KWD
Daily / monthly / annual plans · 25 KWD setup.
No device replacement, loss or repair fees — there's no device · Beneficiary: Hesabe Company for Electronic Payments & Settlements
“
Ali Alyousifi — Time Keeper
The fast service with Hesabe solved the problems I had with my clients.
Ali Alyousifi — Time Keeper
FAQ
SoftPOS questions
What do I need to start accepting payments? +
A phone and a Hesabe account. SoftPOS turns the phone into the terminal — there's no extra hardware to buy, with a one-time 25 KWD setup and a plan that fits (daily 5.5 KWD, monthly 15 KWD, or annual 180 KWD).
How do the rates compare to a physical terminal? +
SoftPOS carries the leanest in-person rates on our published schedule: KNET at 1.5% + 0.100 KWD and credit cards at 3.0% + 0.100 KWD — versus 2.5%/4.0% at a physical terminal.
Can my whole team use it? +
Yes — add employees as sub-users with permissions customized to their role, and every team member's payments roll up into the same real-time reports.
What if the phone is lost or damaged? +
Unlike terminals, the published schedule lists no replacement, loss or damage fees for SoftPOS — there's no Hesabe device involved. Reactivate on another phone and keep selling.
Keep exploring
