Hesabe Payment Links & Invoicing

Get paid as fast as
you can send.

Bill any amount to any customer via text, WhatsApp, or email — from the app or the web. One link, one tap, paid.

  • SMS · WhatsApp · Email · URL
  • Bulk via Excel upload
  • Schedule date & time
🔒 app.hesabe.com
New invoiceDraft
Customer Fatima A. · +965 9 555 ••••
Amount KD 45.000
SMS WhatsApp Email Link
Send invoice
SA Salem A.Invoice #1042 · sent 9:14 AM Paid
NK Noor K.Invoice #1043 · sent 9:31 AM Pending
Invoice paid2 minutes ago
📅148 invoices scheduledfor the 1st, 9:00 AM
4sending channels — SMS, WhatsApp, email, link
3modes — single, bulk & scheduled bulk
2.50%KNET rate + 0.500 KWD
YoursSender ID puts your name on every link

Features

Three ways to bill, one platform

Robust invoicing capabilities with a streamlined process for generating, sending and managing invoices.

Single invoicing

One customer, one tap

Create an invoice in seconds and send it through SMS, WhatsApp, Email or URL. Perfect for ad-hoc billing, social-media orders and phone sales — available through our mobile app and website.

  • Any amount, any customerCustomizable payment amounts on the fly.
  • Reminders built inNudge unpaid invoices through different channels.
🔒 app.hesabe.com
Sending a payment link from the Hesabe app

Bulk & scheduled

A spreadsheet in, a campaign out

Upload the sample Excel sheet and act on hundreds of invoices at once. Planning ahead? Scheduled Bulk sends them at the exact date and time you choose.

  • Bulk invoicingMultiple invoices in one action — saving time and effort.
  • Scheduled bulkPick the date and the minute; Hesabe does the rest.
🔒 merchant.hesabe.com
Bulk uploadtuition-june.xlsx
📄148 invoices detectedValidated · 0 errorsReady
Schedule 1st of the month · 9:00 AM
Schedule 148 invoices

Sender ID

Your name on every message

Activate Sender ID and SMS payment links arrive under your merchant name — paired with a white-label checkout carrying your logo and terms. Your brand owns the whole journey.

  • Branded SMS senderNo anonymous numbers.
  • Call-center readySMS API generates invoices with one click.
🔒 checkout.hesabe.com
Branded checkout opened from a payment link

The life of an invoice

From amount to settled

Every invoice moves through a tracked lifecycle — and you can see exactly where each one stands.

✍️

Create

Enter the amount and customer — one invoice or an Excel sheet of hundreds.

📤

Send

SMS, WhatsApp, email or link — under your own Sender ID, on your schedule.

🔔

Remind

Nudge unpaid invoices through different channels until they convert.

💸

Paid & settled

The customer pays on a secure checkout; settlement detail lands in your report.

Made for

Anyone who bills people

📱

Social-media sellers

Close the sale in the DM — send a link on WhatsApp and ship when it's paid.

☎️

Call centers

The SMS API generates invoices with one click while the customer is still on the line.

🏫

Subscription & term billers

Schools, gyms, property managers — bulk-upload once, schedule every cycle.

Pricing

Payment Link fees

Published fees and commission structure as per Central Bank of Kuwait — Effective July 29, 2025.

KNET debit 2.50% + 0.500 KWD

Per transaction — including KNET Apple Pay and T-Pay.

Visa · Mastercard 3.95% + 0.500 KWD

Per transaction — including Apple Pay, Google Pay and Samsung Pay.

American Express 4.0% + 1.000 KWD

Per transaction, on the same link.

Open Invoice Link & QR follow the same published schedule · Beneficiary: Hesabe Company for Electronic Payments & Settlements

See the full CBK fee schedule
Payment collection became easier with Hesabe.
Ali Alwazzan — Hectare's

FAQ

Payment Links questions

How can I send an invoice? +

Through SMS, WhatsApp, Email or URL (link) — from the Hesabe mobile app or the web. Merchants can send invoices anywhere, anytime.

What is bulk invoicing? +

Bulk invoicing lets you perform actions on multiple invoices at once, saving time and effort. You upload the data using a sample Excel sheet we provide — and Scheduled Bulk adds an exact date and time for sending.

Can links be sent under my business name? +

Yes — activate Sender ID and SMS links go out under your merchant name, paired with a white-label checkout carrying your logo and your terms.

How do I track what's been paid? +

Every invoice appears in your reports with status, type and settlement detail in real time — and you can send reminders for unpaid invoices through different channels.